How many times have you asked yourself "where does our money go?" The first step is to categorize your spending into each specific category. If you've got multiple monthly bills under a category, you can use the worksheets linked to the right of the input field to enter each separately. Once you see where you're spending your money it becomes easier to look at reducing spending in specific categories.

Please Note: Information and interactive calculators are made available only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.