Whether you're trying to save for big screen television, new car or for a down payment on a new home, time, money and rate of return will all be determinant factors of when you'll meet your savings goal.

Please Note: Information and interactive calculators are made available only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.